Who we are

V5 Funds (“we”, “us”, “our”) provides logbook loans secured against vehicles. We are the data controller for the personal information described in this policy. [Registered company name, company number, and registered address to be inserted here.] If you have questions about this policy, contact us at [email protected].

Information we collect

• Identity information you give us when you apply — name, date of birth, address, contact details.
• Financial information — income, employment, bank details and affordability information needed to assess a loan application.
• Vehicle information — registration, V5C logbook details and valuation information for the vehicle securing the loan.
• Technical information — IP address, browser type and pages visited on this site, collected via cookies and similar technologies.

How we use your information

We use your information to assess and process loan applications, verify your identity, carry out credit and affordability checks (including with credit reference and fraud prevention agencies), administer your loan agreement, meet our legal and regulatory obligations, and — where you have agreed — to contact you about other products.

Who we share it with

We may share your information with credit reference agencies, fraud prevention agencies, our regulators, and service providers who help us operate our business, under contracts that protect your data. We do not sell your personal information.

How long we keep it

We retain your information for as long as your agreement is active and for a period afterwards to meet our legal, accounting and regulatory obligations. [Specific retention periods to be confirmed.]

Your rights

Under UK data protection law you have the right to access, correct, or ask us to delete your personal information, to restrict or object to certain processing, and to data portability. You also have the right to complain to the Information Commissioner’s Office (ico.org.uk) if you believe we have not handled your data properly.

Cookies

This site uses cookies to operate correctly and to understand how it is used. [Insert details of specific cookies/analytics tools once finalised, with a cookie consent banner if required.]

Changes to this policy

We may update this policy from time to time. The date at the top shows when it was last revised.